Credit union
member-owned financial cooperative
A credit union is a cooperative financial institution that is owned and controlled by its members. Credit unions differ from banks and other financial institutions in that the members who have accounts in the credit union are the owners of the credit union - there are no external shareholders. Profits from the operations of a credit union are distributed to members in the form of dividends.
The basic services of a credit union are to offer savings accounts and loans to members.
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